The Business Fundability Checklist
The 12 things lenders verify before they say yes — so you fix them before you apply, instead of learning them from a decline letter. The 5 Cs in plain English, the bank-statement red flags, and the 90-day fixes that move real approvals.
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🏦 Why good businesses get declined
It's rarely the business — it's how the file looks in the 15 minutes an underwriter spends with it. The checklist shows what they actually scan for.
🚩 The #1 silent killer
Revenue that doesn't route through the business bank account makes healthy companies look unfundable. Fixable — if you know before applying.
📈 The 90-day play
Score under 9 of 12? Don't apply yet — every decline makes the next yes harder. Spend 90 days fixing, then apply once, prepared.
Want a second set of eyes first? Let us look before a lender does.
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